Without the cost of physical locations, these banks have the opportunity to lower their fees and save consumers a lot of money. Refund Selection BankMobile believes its banking application is more secure than online banking due to encryption techniques. And using a phone is a pain in the ass not to mention that I'd probably curse them out and they'd just hang up on me like usual. I only have it for financial aid otherwise I would only deal with credit unions! So, if you want your data removed from the Internet, sign-up HERE. An anonymous post cannot be edited or deleted, therefore, review it carefully before posting. Enter your Official Northwest email address in the Email Address field. Get in Touch. Fax: (518) 629-4892. You can protect your online browsing from installing malware forever by clicking the button below: The second most powerful fraud prevention tool you should consider isSurfshark. Funds are disbursed by BankMobile Disbursements to the student based on their choice of how to receive their refund. Follow the instructions and use the code to select your desired method of delivery. Student Financial Services (formerly Cashier's office)(616) 234-4020StudentFinancials@grcc.edu, 143 Bostwick Avenue NE For students receiving financial aid from their school, BankMobile guarantees they will receive their funds on time no matter the circumstances. Thanks again for posting! Schools refund money to students who have leftover funds from financial aid, loans, or even from a dropped class. Get Featured on AdvisoryHQ. Together withLendKey, they manage the entire process on behalf of their clients, providing stress-free migration of their loan. It also. Either you selected the check as a method of delivery or it defaulted to that. Our Customer Care team successfully help hundreds of our customers on the telephone each and every day. Almost half of the reviewers rated BankMobile with an excellent rating and only 29% of reviewers gave the bank a very low rating of 1 star. This includes financial aid refunds, bookstore returns, RaiderCard refunds, overpayments or dropped class refunds. Put my email and my student ID and then was immediately locked out of the account I never had access to in the first place. This company is relatively new but has already established itself as one of the biggest and fastest-growing online banks in the United States. How To Report Scam Emails. The subreddit for discussion related to college and collegiate life. Earlier this year, the companyannouncedthey were partnering with the well-known brands of BillSharkandBartlebyto offer even better deals to students. To receive your excess credit balance, you must have a refund selection set up with BankMobile Refund Choice. It is focused on technology, innovation, easy-to-use products, and education with the mission of being customer-obsessed and creating customers for life. The BMTX digital banking platform employs a multi-partner distribution model, known as Banking-as-a-Service (BaaS), that enables the acquisition of customers at higher volumes and substantially lower expense than traditional banks, while providing significant benefits to its customers, partners, and business. Remember that even legitimate businesses have complaints and unhappy clients. Paul. As mentioned earlier, a mix of opinions about BankMobile can be found online. We're sorry, but the page you're looking for can't be found. If you're expecting funds from a scholarship/grant then it would be worthwhile to go to your financial aid office to sort it out bc they might be sending you money through RefundSelection. See if the website is legit with our validator: Here are the best ways to spot a scam this year. BankMobile Review | What You Need to Know about BankMobile. www refund selection com - Loginkk.com The Rank of the website you are interested in is: The rank is based on a 1-100 scale, with 100 being the most reputable. Receive a paper check in the mail from BankMobile (refunds are available 5-7 business days after the funds are released to BankMobile) For more information, you can check out the following educational articles: Crypto Fraud Victim May Recover Their Assets Here BM Technologies, Inc. f/k/a BankMobile (NYSE American: BMTX, BMTX.W) is among the largest digital banking platforms in the U.S., providing access to checking and savings accounts, personal loans, credit cards, and financial wellness. All the suspicious sites that Guardio blocks are mostly encountered by you when clicking on unknown links in emails, social media scams, popups, and ads. Take care! on Facebook, Share This is a tremendous feat considering the type of consumer checking accounts they offer. In addition, we have contacted your school and requested they call you to review the refund process and timeline with you. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Refunds - State College of Florida, Manatee-Sarasota Anyone can write a Trustpilot review. Lets take a closer look at the pros and cons found across the various BankMobile reviews. Although ideal for students and young adults, BankMobile has no age limit for opening an account with them. Offering consumers the ability to deposit checks by phone, conduct online mobile banking and use one of the best mobile banking apps on the market, its clear at first glance why one might consider BankMobile to be one of the best online banks. Thank you Navejot! My Community college uses that website for financial aid so whatever excess financial aid I got, it was deposited through BankMobile. Everyone has a different understanding of what is most important to them. Refund Selection - Northwest Mississippi Community College Read More: Tips for Finding the Best Mobile Banking Apps Please always remember to maintain current contact information in your BMTX profile. Are you just about to make a purchase online? The website is owned and operated by BankMobile, who has partnered with your school to deposit your money or refund it quickly and securely. Refund Selection. Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. If that is done, one can reset their own password in under 2 minutes, even if their BMTX profile has been suspended. The banks online-friendly options, mobile banking application that works perfectly, and low fees are three essential features that will attract customers. I am glad I was able to quickly address your questions and concerns. I decided to leave a message on Twitter asking what I should do and I was going to call customer service when I was off work. A lot of colleges uses BankMobileVibe for school refunds. Now those customers are stuck using BankMobile for some services and a more traditional bank for others. I wouldn't recommend them to use as an actual bank rather than a place to get your school refund and move it to your actual bank account. Here is why you should get it now: Awesome, right? Five insightful ideas for, Lets take a look at how to tell if an online transaction is safe and, Geek Squad Scam: How It Works One resurfaced scam that has been making the rounds, With the increase in online scams, it's becoming more and more important to know how, Travel scams are rampant these days. We look forward to hearing from you. The funny thing is, the only way to contact them by email is to login. Domain age, Alexa rank, HTTPS valid, Blacklisting, SSL certificates, Source code, Location, IP address, WOT Trustworthiness, Spam reports, Advanced technology, Privacy Policy, Terms of Use, Contact options, Crypto Fraud Victim May Recover Their Assets Here, How to Tell If An Online Transaction Is Safe, 7 Surefire Ways to Spot if a Website is Safe to Use, How To Remove Your Personal Information From The Internet, How To Tell If Someone Is Scamming You Online. It may take up to 21 days for you to receive your money if no preference is selected. The check is legitimate as it comes from your school. In addition, even though withdrawing cash from BankMobile ATMs is free, doing it on other banks ATMs will involve a $3 fee. Also, if you get into an overdraft situation and spend more than you have in your account (known as going into the red zone), the bank wont stop you from completing that transaction. Identify the difference between the actual platform and the user. Cashier's Office. If you attend one of our partner schools, you will receive a personal code from us in the mail and by email. Created: 15:00:27, Friday, Feb 3, 2017 (by Deb M.)Updated: 15:00:27, Friday, Feb 3, 2017 (by Deb M.). 5. LinkedIn 2023 Trustpilot, Inc. All rights reserved. BankMobile was founded in 2014, so its normal for people to wonder if it could be a scam. SCF has partnered with BankMobile, to process refund disbursements to students. We release the funds according to the students selected delivery method the same day we receive the funds from the school. The answer is easy to determine just by looking at the facts above. Your post will be set as anonymous because you are not signed in. I had trouble logging into bank mobile after receiving a refund and code in the mail. Introduction: Does BankMobile Really Allow Students to Save Millions? Contact the Registration office at 717-780-2378 for help. Today daughters have issued card, because the bank has good conditions. How would you rate the business? The school then subtracts their tuition and fees from this amount. Friday is great, but payday is better. While this is not a drawback for many, for some it is still a cause for BankMobile complaints. If you have not previously created a BankMobile profile, you will be asked to . Instead, their customer service strategy was predicated on customers reaching them through online channels or via phone. However, having access to a mobile banking application isnt necessarily a priority for everyone. I saw two reddit posts with one or two people saying that it worked so I figured I'd give a try. Thank you Hasina for this wonderful review, I appreciate it! Using their banking application allows consumers to make payments very easily. Copyright 2023 Scam Detector Media Inc.. All Rights Reserved. Luckily, there is a solution. You will have two electronic options to deposit your money. Refunds can also come from overpayments and dropped classes. They currentlyhave 55,000 ATMsworldwide, which is more thanChase,Wells Fargo, andBank of Americacombined! Take care! I was already upset because I wanted to use that money to pay for my spring courses. If youd like, you can skip this section and go straight to the section below to continue reading our BankMobile review. They have been helping students for over 19 years! Nonetheless, there is one ironic instance: the more popular a website gets - whether it belongs to the same Banking field or not - the more online complaints it receives. Students can select how they receive their refunds based on the refund preferences offered by their school. Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Scholarship, Educational A lot of colleges uses BankMobileVibe for school refunds. Since these younger customers dont typically need mortgage loans or money market accounts just yet, BankMobile does not offer these features. They also gave me a tip to confirm my phone number which I did. Feel free to contact us again in the future, should you need help. In fact, justtaking a picture of the billthat needs to be paid is enough to do the job. Due to the high number of questions including Is BankMobile legit? and Is BankMobile safe? combined with searches for objective reviews of BankMobile, we decided to research the firm and publish our findings in this BankMobile review article. on WhatsApp. Since BankMobile is doing everything online, its normal to see how distrust and fear could hinder consumers from wanting to use their mobile banking app. Either you selected the check as a method of delivery or it defaulted to that. Guardio has over a million users and while it is affordable for the benefits it provides (just a few dollars a month), it covers up to 5 family members. Establishing a refund preference now ensures you will always have this money without delay. They have an award-winning VPN service, protecting your privacy, securing your identity, and preventing third parties from tracking your device. The firms banking application also provides services like Money Meter that help customers get a holistic view of all their spending. My college is sending me a stipend through them so I guess its legit. 1 If you choose to open a BankMobile Vibe Checking Account (upon identity verification), money is deposited the same business day that BankMobile receives funds from your school.. They referenced the BankMobile Vibe account option as a, According to BankMobile management, over the first two years since they launched the banking app, they have managed to save the college and university students, https://www.customersbank.com/about/corporate-leaders/luvleen-sidhu/, https://cdn.pixabay.com/photo/2019/10/02/18/00/selfie-4521579_960_720.jpg, https://cdn.gobankingrates.com/wp-content/uploads/2020/05/BankMobile-Vibe-review.jpg, Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Your email address will not be published. You can have access to your funds either same business day or up to 2 business days, depending on your choice. Refunds/BankMobile Disbursements - Grand Rapids Community College By choosing an electronic option, students can receive their money the same business day or up to 2 business days from when we received the funds from the school. For BMTX to process your student refund, we need both your file and your refund from your school. And, to quickly find answers to your questions, use our search. They referenced the BankMobile Vibe account option as a seamless way to receive refunds and financial aid from your school.. How can any institution of higher learning not be intelligent enough to do some background research on such a low rated incompetent company? If you still can't find what you need, feel free to contact us. We are glad Sary was able to quickly address your questions and concerns. Thanks again! Replies to negative reviews in < 24 hours. With competitors founding dates occurring such a long time ago, it can be hard for newcomers to compete against them. In response, almost every major bank now has its own banking application. Got something in the mail with a code that said that they partnered with my school to give refunds. Please remember to keep a confirmed mobile phone number on file. Watch the video below to see how to spot a fraudulent website: We have two more powerful fraud prevention tools that you should know about. It automatically blocks 100x more harmful websites than competitors and 10x more malicious downloads than any other security tool. I am glad I was able to quickly address your concerns. Select Your Preference Now! Read Customer Service Reviews of www.bankmobile.com - Trustpilot Typically, it takes -2 business days for the receiving bank to credit the money to your . We will use your IP address to display your approximate location to other users when you make a post. temporarily unavailable. How To Report a Scam Website While I was on the phone for half an hour. Visit RefundSelection.com and select "Need a Code?". They provide a1.50% APY deposit interest rate, and deposits can be made in cash via their ATMs or transferred from other banks. Please give Sary a raise he deserves it. For example, think of your cell company, Amazon, or your bank. http://expertpaperwriter.com/speedypaper-com-review/, how much does it cost to have someone write your essay , Apex Business WordPress Theme | Designed by, Leave your email to get new posts sent directly to your inbox, http://www.esc.edu/student-accounts/financial-aid-refunds/refunds-faq/, http://www.bbb.org/us/ct/new-haven/profile/financial-services/bank-mobile-vibe-0111-87125109/complaints, http://www.consumer.ftc.gov/articles/0102-refund-and-recovery-scams, http://expertpaperwriter.com/speedypaper-com-review/, how much does it cost to have someone write your essay. Refunds for Credit Students | HVCC Then, they gave me a temporary password which enabled me to change my password. Karey was the person helping me and they did a great job. Have you dealt with this website? Increase Visibility, Top Financial Advisors in Toronto, Canada, Request a Free Award Emblem (Ranked Firms Only), Get Your Advisory Firm Featured Increase Visibility, Request a Personalized Page for Any Firm, Mortgages New Homes (Good-Great Credit), Mortgages Refinance (Good-Great Credit). Ive had no issues. Us, Student They referenced the BankMobile Vibe account option as a "seamless way to receive refunds and financial aid from your school." They viewed the company as an exclusively student-oriented online banking company with online mobile banking as a priority. Ok that was so appreciated. Very fast and simple. Companies can ask for reviews via automatic invitations. This is a dream come true for the younger generations who still need to pay their bills but hate traditional banking methods such as waiting in long lines, writing checks or struggling to find an ATM. Here is more below. Contact This message is legitimate and requires action on the part of the student.Students should have received a green envelope containing a personal code prior to receiving the email. They helped me in a fast and reliable way and I appreciate them. He told me everything I needed to do STEP BY STEP! Students need to have access to this money as soon as it is available. Here are 8 tips for writing great reviews. As you are probably aware, other banks charge between $6 and $40 for these types of services. Leave a comment below. I am happy I was able to quickly address your issues and answer your questions. The founders and employees of BankMobile have diligently worked over the years to get the company listed among thetop 15 banksin the United States. If you need me to screenshot the Twitter message Paul sent to help me, let me know. I maxed out login tired and got my account suspended. Why should students choose a refund delivery method if they are not expecting a refund? It has a alexa rank of #92,075 in the world. Its content may no longer be timely or accurate. Whether you accept it or not, your personal information is listed all over the Internet. Either way you can go ahead and cash it in if you were owed a refund for your school semester. You can get the dealHERE or by clicking the button below. Partnering with BankMobile Disbursements, a Department of Education approved vendor allows the college to refund students using secure and efficient delivery methods. Remember that even legitimate businesses have complaints and unhappy clients. If they arent conducting their finances online, then a banking application is useless. Grand Rapids MI 49503-3295, 12335 James St. That location is not enough to find you. I did not receive my refund in the mail. If you do, you can quickly reset your own password in under two minutes even if your BMTX profile is suspended. Grand Rapids Community College delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. Paul was outstanding and attentive to my every question I had a good amount of issues and he resolved all of them in a very quick manner. Schools refund money to students who have funds leftover from financial aid awards, loans, or grants. Click HACCWeb on the left menu Click on "Enter Secure Area." Enter your user ID and PIN. How is my money delivered? Reddit and its partners use cookies and similar technologies to provide you with a better experience. Click to view AdvisoryHQ's advertiser disclosures. Guenther Enrollment Services Center, Room 125 (518) 629-4504. cashier@hvcc.edu. I am so glad Cathy was able to help you. Customer service was exceptional. NOTE: This website validator's ratings are intended for information only and not to be relied on when making financial or business decisions. You will have two electronic options to deposit your money. For example, BNY Mellonwas founded in 1784 andState Streetwas founded in 1792. Refund Selection BankMobile Disbursements is a service provided by BMTX, Inc. that helps colleges and universities across the U.S. deliver refunds to students. Please share your experience. http://www.consumer.ftc.gov/articles/0102-refund-and-recovery-scams By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. BankMobile was founded in 2014 by Jay Sidhu and his daughter Luvleen Sidhu. Dont wait! Deposit to an Existing Account or. Check this: they hide your online searches, which means you will get only organic search results, without tracking and follow-up ads. BMTX currently serves over two million account-holders and provides disbursement services at approximately 725 college and university campuses (covering one out of every three students in the U.S.). refundselection.com Review - Scam Detector Out of a maximum score of 5 stars, most customers give BankMobile around 4 stars. I am scared to enter my account information I do not know how much I will be refunded since I have not attended school since 1998 how do I even know I will be getting a refund that seems like an awful long time to locate me don't you think? Merchants have up to 5 business days to post transactions to your Vibe account after the preauthorization of your purchase has occurred. Privacy Policy. Hi KC. Email Address. From the website's popularity, customer service, online reputation, and IP address to Alexa rank, genuine social media praise, and mentions in other authoritative websites, www.refundselection.com checks all the boxes. There are tons of types of fraudulent websites out there, but there are many common red flags to identify. Love the review, Anthony! Theres always a problem and their policies make it extremely difficult to resolve them in a timely manner. Paul. BankMobile Refund? : r/college Your school partners with BMTX, Inc. to deliver refunds with our BankMobile Disbursements service. Also review each firms site for the most updated data, rates and info. You will continue to receive these emails until you make a selection.If you have questions about the refund process, please contact the Cashier's Office at 608.342.1211 or cashieroff@uwplatt.edu. For only $6.49/month its totally worth it. They will notify you when your personal info is leaked online - so you can delete your private data from the Internet immediately. Take care! In conclusion, you still need to be careful when conducting business on ANY site, not just www.refundselection.com. The only thing that might be considered unsafe about BankMobile is the poorly managed overdraft policy. In addition, their banking application has been downloaded more than a million times just on the Android platform alone. You are not eligible to receive refunds electronically if you are a: Guest student; F-1 student; College in the High School student; Provisional admit student; Dual enrollment student; How can I get my refund? Financial Aid - BankMobile - Chabot College It offers you effective protection from viruses and zero-day threats, a lightweight, clean, and easy-to-use app, and a 30-day money-back guarantee. Our validator tool (VLDTR) confirms it is a high authority, trustworthy website. It's always something with this account. Posted: 14:56:13, Friday, Feb 3, 2017 Expiration: 14:56:13, Tuesday, Feb 28, 2017. They viewed the company as an exclusively student-oriented online banking company with online mobile banking as a priority. Happy Holidays! Learn more about our mission and accreditation. Is it safe? According to BankMobile management, over the first two years since they launched the banking app, they have managed to save the college and university students around $100 million in banking fees. Paul. Sign-in. A refund delivery method should be selected even if you are not expecting a refund. You could have a refund in the future, and you can be prepared to receive your money without delay. Your school delivers your refund quickly and securely with BankMobile Disbursements. Surfshark has a super powerful antivirus program. If a credit balance remains on your account after your tuition, fees and other authorized charges are paid, a refund will be issued to you within seven days. The agents were very helpful and solved the issue at hand. I was having a terrible issues logging back into my account and not being able to reset the password but Paul was very helpful getting things working again. Mike was outstanding for assisting me the way he did. If a credit balance remains on your account after your tuition, fees and other authorized charges are paid, a refund will be issued to you within ten days. They only have apersonal loanpackage that offers up to $30,000 with an APR of 16% and standard credit with a fee that ranges from 14.74% to 22.74. Note: Some of the information in samples on this website may have been impersonated or spoofed. The comments, reviews or answers below do not necessarily reflect the views of Online Threat Alerts (OTA). You wont find too many objective BankMobile reviews on the internet today, so let us start this BankMobile review with some background context. We start to receive financial aid funds approximately six weeks into the term, although it can be longer for summer terms. The Scam Detectors algorithm gives this business the All the relevant factors used by our algorithm provided an almost perfect score. following rank: It's worth taking a look at how www.refundselection.com received such a high rating. Sary and Mike were very friendly and patient in helping me unsuspend my account and reset my password. As mentioned above, it is a company that is now listed among the, According to statistics, online banking is now being used by, Another BankMobile perk for students is the, The average cost for using a BankMobile Vibe account is, In addition, they help graduating students refinance their student loans through the, Finder.com is another site where you can find a few online BankMobile reviews, and their overall rating for the bank is 4 stars. Santa Monica College delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. You will receive a Refund Selection Kit with instructions on how to select your refund preference. The Vibe account is an easy, convenient and affordable choice for a bank account and we encourage all students to compare our account to other banks and you will see we measure quite favorably. We appreciate the review of BMTX Annie! Sary was awesome and helped me in a speedy and efficient manner. In January 2020, the CEO seat of BankMobile was passed from Jay to Luvleen. AdvisoryHQ Account is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC. BankMobile is partnered with *** ******** school to disburse financial aid and other refunds for their students. He told me how to change my refund status. Additionally, when they first launched, BankMobile tried to introduce a few new banking ideas that were considered somewhat unorthodox by the public. I am glad I was able to quickly address and resolve your situation. Refund Selection | SKYCTC - Southcentral Kentucky Community and